Four steps. First, a free initial consultation where we meet and listen. Second, discovery: we collect documents, model your situation, and learn your goals. Third, strategy: we present a tailored plan and walk you through the reasoning. Fourth, implementation and ongoing review: we put the plan in place and meet regularly to keep it on track as life changes.

At least once a year for a formal portfolio and strategy review. Many clients prefer twice yearly. Between reviews we're available by phone or email for one-off questions: we don't charge per call, we are here to be your financial partner, so you shouldn't be afraid to call or email us.