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Malhi Wealth Management Pty Ltd (ABN 56 973 759 569) t/a Malhi Private Wealth is a Corporate Authorised Representative of Provident Advisory Pty Ltd ABN 97 633 777 492 AFSL 549697 trading as Provident Advisory

This information is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. We strongly suggest that no person should act specifically on the basis of the information contained herein but should seek appropriate professional advice based upon their own personal circumstances. Although we consider the sources for this material reliable, no warranty is given, and no liability is accepted for any statement or opinion or for any error or omission. Past performance is not a reliable indicator of future performance. Please refer to the Product Disclosure Statement (PDS) before investing in any products mentioned in this communication. This information is current as at the date of this document. Your adviser provides financial planning advice that includes considering the tax implications relevant to that advice based on Australian tax law. This advice is not intended to be a substitute for specialised taxation advice or a complete assessment of your liabilities or claim entitlements under taxation law. We recommend you consult with a registered tax agent for this professional advice. Any tax estimates provided by us are intended as a guide only on Australian matters and are based on our general understanding of Australian taxation laws. Where we have used information provided by your tax agent, we are not responsible for the accuracy of that information. We do not provide taxation considerations or advice for any other country or jurisdiction. Should you have to report income for tax matters overseas, you should seek your own independent advice on these matters prior to acting on our advice.

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